We believe that your adoption journey will more successful and satisfying if you educate yourself about all aspects of pre- and post-adoption realities. We compiled a following list of resources to assist you during different stages of your adoption, which is a life long story.

Online material:

• Because They Waited: an Adoptive Parent Education System from Heart of the Matter Seminars at http://www.heartofthematterseminar.com/
• Online courses through Adoption Learning Partners at http://www.adoptionlearningpartners.org/
• Adoptive Families magazine at http://www.adoptivefamilies.com/
• Conspicuous Families course at http://www.adoptionlearningpartners.org/

Employer benefits: There are many corporations that have adoption assistance programs. Many employers provide their employees with adoption benefits, such as paid leave, unpaid leave, or adoption reimbursements. You can find much information about adoption benefits through employers at http://www.adoptionbenefits.com/

Military, Nonrecurring Program: There is a one-time subsidy program available for full-time military personnel. Currently adoption couples or singles can receive up to $2000 per child or $5000 maximum for siblings.
Many military personnel do not know this is available to them. Military families are entitled to adoption benefits of up to $2,000 a year for reasonable and necessary expenses associated with adoptions finalized after October 1, 1990, whether they are infant adoptions, international adoptions, or adoptions of children with special needs. Information can be found at http://www.militaryadoption.com/

Nonrecurring Federal Adoption Program: This is a one-time federal adoption program, administered by the states, and includes foreign-born children adopted by U.S. Citizens.

State Reimbursement: A reimbursement for non-recurring adoption expenses (agency fees, legal costs, and transportation) is available through each State for families who adopt children with special needs (children from minority cultures). Half of the expenses are paid through State funds, the other half through federal funds up to $2,000. The information can be found at http://www.adoptiveparents.com/pages/reimbursement_for_non-recurring_expenses.php

Dependency Exemption: Tax Savings: Information per state can be found at http://www.pueblo.gsa.gov/cic_text/children/adoption/helpc.html

Loans and Second Mortgages.

Borrow from your 401-k